A tire marked 107H gives you two important ratings: 107 is the tire’s load index, and H is the tire’s speed rating. In plain terms, a 107H tire can carry up to 2,149 pounds per tire when properly inflated, and the H rating is approved for speeds up to 130 mph. You should still match the full tire size, load index, speed rating, and tire type to your owner’s manual or driver-door tire placard before buying.
Quick Answer
107H on a tire means the tire has a 107 load index, equal to 2,149 pounds per tire, and an H speed rating, equal to 130 mph. It can be a good daily-driving rating if the tire size, load rating, speed rating, and inflation pressure match your vehicle’s placard.
Key Takeaways
- 107 is the load index, which equals 2,149 lb per tire when the tire is properly inflated.
- H is the speed rating, which equals 130 mph under proper operating conditions.
- A 107H tire can suit heavier passenger vehicles, SUVs, crossovers, and highway driving when it matches the factory tire size.
- Never choose a tire with a lower load index or speed rating than your vehicle requires unless the manufacturer allows it.
- Use the owner’s manual or Tire and Loading Information Label, not the tire sidewall alone, to confirm correct fitment and pressure.
What Does 107H Mean on a Tire?

A tire marked 107H tells you two things about the tire’s safe operating limits. The number 107 is the load index, which means the tire can support up to 2,149 pounds when used at the correct cold inflation pressure. The letter H is the speed rating, which means the tire is rated for speeds up to 130 mph under proper conditions.
You should read 107H as a tire rating code, not as the full tire size. It usually appears after the size code, such as 225/65R17 107H. The size tells you width, aspect ratio, construction, and wheel diameter. The 107H part tells you load and speed capability.
This rating is separate from treadwear, traction, temperature grade, and tire age. For example, the UTQG rating can help compare treadwear, traction, and temperature resistance on many passenger tires, but it does not replace the load index or speed rating.
Note: The speed rating does not mean you should drive at that speed. It only describes the tire’s tested speed capability under controlled conditions. Always follow speed laws, road conditions, tire condition, and vehicle limits.
Where to Find 107H on Your Tire
Look on the tire sidewall for the full size code. You may see something like 235/55R18 107H. In that example:
- 235 is the tire width in millimeters.
- 55 is the aspect ratio.
- R means radial construction.
- 18 means the tire fits an 18-inch wheel.
- 107 is the load index.
- H is the speed rating.
Use the full code when shopping. A tire with the same 107H rating can still be wrong for your vehicle if the width, aspect ratio, wheel diameter, load range, or tire type does not match your vehicle’s approved size.
How Much Weight 107H Tires Carry
| Tire marking | Meaning | Capacity |
|---|---|---|
| 107 | Load index | 2,149 lb per tire |
| H | Speed rating | 130 mph |
| Four 107-rated tires | Combined tire capacity | 8,596 lb before vehicle limits |
A 107 load index gives each tire a maximum load rating of 2,149 lb. Four tires with the same rating add up to 8,596 lb of tire capacity, but that does not mean your vehicle can safely weigh that much. Your vehicle’s GVWR, GAWR, suspension, brakes, wheels, and tire pressure still set the real operating limit.
If you load beyond the tire’s rated limit, you risk heat buildup, sidewall damage, uneven wear, poor handling, and tire failure. A higher load index can give you more margin for cargo or passengers, but only when the tire is the correct size and pressure for the vehicle. Choosing tires with high tread life ratings can also help if your driving includes long commutes, heavy daily use, or frequent highway miles.
Warning: Do not use the sidewall maximum load as permission to overload the vehicle. The tire’s load rating only applies when the tire is correctly fitted, undamaged, and inflated to the pressure required by the vehicle manufacturer.
Is 107H Good for Daily Driving?
Yes, a 107H tire can be good for daily driving if your vehicle calls for that size and rating. The 2,149-pound load index can suit many crossovers, SUVs, minivans, and heavier passenger vehicles. The H speed rating also gives enough speed capability for normal highway use, passing, and long-distance driving.
The key is fitment. A 107H tire is not automatically better for every vehicle. If your placard requires a different size, lower-profile tire, XL tire, LT tire, or a higher speed rating, you should follow that requirement. If your driving includes rain, look at the specific tire model’s tread design, traction grade, and reviews, since effective wet traction depends on more than the H rating.
Daily Commuting Fit
For commuting, 107H is a practical rating when it matches the vehicle. It gives enough load capacity for passengers, fuel, and routine cargo, while the H speed rating supports normal highway speeds. In city driving, the tire’s comfort, noise, grip, and tread life will depend more on the tire model than the 107H code alone.
Load and Speed Balance
A 107H tire gives a balanced mix of load capacity and speed capability. It is stronger than lower load-index options such as 103 or 104, while the H rating gives more speed headroom than a T-rated tire.
| Spec | Value | What it means |
|---|---|---|
| Load index | 107 | 2,149 lb per tire |
| Speed rating | H | Up to 130 mph |
| Best fit | Vehicle-specific | Use only when the placard allows it |
When You Need a Higher Load Index
You need a higher load index when your vehicle manufacturer requires it or when your correct tire size is offered in a higher load specification, such as XL. A higher load index may also be useful if you regularly carry passengers, tools, luggage, roof cargo, or trailer tongue weight, but it must still match the approved tire size and pressure.
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Heavy Cargo Needs
If you regularly haul heavy cargo, the tire must support both static weight and dynamic forces from braking, cornering, and bumps. A 107 load index gives 2,149 lb per tire, which can be useful on heavier vehicles, but you should still check axle ratings and payload limits. The tire is only one part of the load system.
A higher rating can also support consistent wear characteristics when the tire model, pressure, alignment, and rotation schedule are right. It will not fix overloading, poor alignment, or underinflation.
Towing and Hauling
Towing and hauling add extra strain to your tires, especially on the rear axle. Before towing, check three things:
- The tire’s load index and load range.
- The vehicle’s GVWR, GAWR, payload rating, and towing limit.
- The cold tire pressure listed on the Tire and Loading Information Label or in the owner’s manual.
If your trailer adds tongue weight, that weight counts against your vehicle’s payload and axle load. A 107H tire can help only if it matches the vehicle’s approved setup and has enough reserve capacity for the actual load.
Safety Margin Matters
A higher load index can provide reserve capacity, but it is not a license to exceed the vehicle’s limits. Overloading a tire creates heat. Heat can weaken the tire structure and increase the risk of tread separation or blowout. If your vehicle often runs near its payload limit, choose tires that meet or exceed the factory rating, inspect them often, and keep pressure correct.
What H Speed Rating Means

The H speed rating means the tire is rated for speeds up to 130 mph. In normal driving, that mainly tells you the tire has been built and tested for a higher speed category than lower-rated options such as S or T. It can be a good match for many sedans, crossovers, and SUVs that need stable highway performance.
- H rating: up to 130 mph.
- T rating: up to 118 mph.
- V rating: up to 149 mph.
The speed rating does not guarantee better wet grip, snow grip, ride comfort, or tread life. Those depend on the specific tire model, tread compound, tread depth, and design. If you drive in mixed weather, compare the tire’s wet-braking data, winter rating, and reliable traction features before buying.
How 107H Compares to Other Ratings
107H sits above several common passenger and crossover tire ratings in load capacity. It also offers more speed capability than a T-rated tire, but less than a V-rated tire.
| Rating | Load capacity | Speed capability | Main difference |
|---|---|---|---|
| 95H | 1,521 lb | 130 mph | Lower load capacity |
| 95V | 1,521 lb | 149 mph | Same load as 95H, higher speed rating |
| 103H | 1,929 lb | 130 mph | Lower load capacity than 107H |
| 104H | 1,984 lb | 130 mph | Lower load capacity than 107H |
| 107H | 2,149 lb | 130 mph | Higher load capacity with H-speed rating |
These load index ratings matter because they tell you how much each tire can carry. The safest choice is the rating listed by your vehicle manufacturer or a higher approved replacement rating in the same correct size.
How the H Rating Changes Performance
An H-rated tire is built for a higher speed category than lower-speed tires such as S or T. Depending on the tire model, that can come with firmer construction, more controlled highway response, or a more performance-focused tread compound. However, the H letter alone does not promise shorter wet stops, longer tread life, or better winter traction.
- Handling: H-rated models may feel steadier at highway speeds, but design varies by tire line.
- Wear: Some higher-speed tires use softer compounds, which can wear faster.
- Traction: Wet and snow grip depend on the tread pattern, compound, siping, and tread depth.
If you value wet-road control, compare the actual tire’s tread design, UTQG traction grade, winter markings, and independent test results. Do not choose a tire by speed rating alone.
Why 107H Tires Cost More

107H tires can cost more because they combine a higher load index with an H speed rating. To meet those requirements, manufacturers may use stronger casing materials, reinforced belts, heat-resistant compounds, or more complex tread designs. The exact reason depends on the tire model.
| Factor | Why it can affect price |
|---|---|
| Higher load index | May require stronger internal construction |
| H speed rating | Requires heat control and stability at higher speeds |
| Tread compound | More advanced compounds can improve grip, comfort, or durability |
Price should not be your only filter. A cheaper tire with the right rating may still perform poorly in rain, snow, noise, or tread life. A more expensive tire may offer advanced compounds, stronger warranty coverage, or better test results, but you should compare the full tire model, not just the 107H marking.
How to Check Whether 107H Fits Your Vehicle
To check whether a 107H tire fits your vehicle, start with your owner’s manual or the Tire and Loading Information Label on the driver’s side door edge or doorjamb. That label gives the approved tire size and cold inflation pressure. The owner’s manual may also list alternate sizes and rating rules.
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Vehicle Load Capacity
Compare the tire’s load index with the rating your vehicle requires. A 107 load index supports 2,149 lb per tire, but you still need to check the vehicle’s payload, GVWR, and axle limits. If your vehicle requires 107 or higher, do not install a lower load index.
- Check the required load index on the placard or owner’s manual.
- Confirm the tire is the correct size and load type, such as SL, XL, or LT.
- Keep the total cargo and passenger load within the vehicle’s payload limit.
- Use the recommended cold inflation pressure, not the sidewall maximum pressure.
Speed Rating Match
Next, compare the H speed rating with your vehicle’s required speed rating. H is rated to 130 mph. In most daily-driving situations, that is more than enough speed capacity, but the tire should still meet or exceed the manufacturer’s required rating.
You can often use a higher speed rating if the tire size, load index, load type, and pressure match. You should not downgrade to a lower speed rating unless the vehicle manufacturer or a qualified tire professional confirms it is acceptable for your use.
Tire Size Compatibility
Check tire size compatibility before you focus on 107H. The size code must match the wheel diameter and approved tire dimensions. A tire can have the right load and speed rating but still be unsafe if the size is wrong.
- Match the tire width, aspect ratio, construction, and wheel diameter.
- Confirm the load index and speed rating meet or exceed the factory requirement.
- Use the same rating and tire type across the axle, and ideally across all four tires.
- Ask a tire professional if you are changing size, load range, or wheel size.
Choosing the correct size and rating also helps support reliable tread life, predictable handling, and even wear.
Can You Use a Higher or Lower Rating?
You can usually use a higher load index or higher speed rating if the tire is the correct size and type for the vehicle. A higher rating may change ride comfort, steering feel, cost, or treadwear, but it is usually safer than downgrading.
You should not use a lower load index than the placard requires. A lower speed rating can also be a problem, especially on vehicles designed for higher-speed tires. Winter tires sometimes have special speed-rating exceptions, but you should follow the tire manufacturer’s and vehicle manufacturer’s guidance.
107H vs XL and Load Range
The 107 in 107H is a load index. It is not the same thing as XL, SL, or LT load range. Those markings describe tire construction and load category.
- SL usually means standard load.
- XL means extra load and is designed to carry more load at higher inflation pressure than a standard-load tire of the same size.
- LT means light truck and uses load ranges such as C, D, or E on many tires.
If your vehicle requires an XL tire, do not assume a standard-load tire with a similar load index is an exact substitute. Match the full tire service description and load type shown on the placard or manual.
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How to Keep 107H Tires Safe
To keep 107H tires safe, respect both the load and speed limits. The “107” load index supports up to 2,149 pounds per tire, and the “H” rating allows up to 130 mph under proper conditions. That rating depends on correct fitment, correct pressure, good tread, and no damage.
- Check pressure monthly when cold. Cold means the vehicle has not been driven for several hours.
- Use the placard pressure. The correct pressure is the vehicle manufacturer’s pressure, not the maximum pressure printed on the tire sidewall.
- Inspect tread depth. Replace tires at 2/32 inch tread depth or sooner if weather performance has dropped.
- Rotate as recommended. Many vehicles use a 5,000 to 8,000 mile interval, but your owner’s manual controls.
- Look for damage. Replace or inspect tires with bulges, cuts, exposed cords, punctures, or uneven wear.
- Do not mix ratings casually. Different load indexes, speed ratings, tread patterns, or tire types can affect stability.
If you drive in cold climates, snow, or ice, the 107H code alone does not tell you winter ability. Look for the Three-Peak Mountain Snowflake symbol or other winter-specific design features. Understanding tire performance in winter conditions matters more than speed rating when roads are icy.
Common Mistakes With 107H Tires
- Buying by 107H only: Always match the full size code and tire type.
- Assuming more load rating means more payload: Your vehicle’s payload and axle ratings still limit what you can carry.
- Using sidewall pressure as the target: Use the vehicle placard pressure unless a qualified tire professional gives a specific adjustment.
- Mixing tire ratings: Mismatched ratings can affect braking, handling, and stability.
- Ignoring tread depth: A tire can have the right 107H rating and still be unsafe if it is worn, cracked, old, or damaged.
Frequently Asked Questions
Which tire rating is better, H or V?
V is better for speed capability because it is rated up to 149 mph, while H is rated up to 130 mph. That does not automatically make V better for every driver. H can be the better choice if your vehicle calls for H-rated tires and you want a balance of cost, comfort, tread life, and highway stability.
What is the difference between 103H and 107H tires?
The main difference is load capacity. A 103H tire supports about 1,929 lb per tire, while a 107H tire supports about 2,149 lb per tire. Both have the same H speed rating of 130 mph. Choose the load index required by your vehicle, and do not downgrade below the placard rating.
What does load index 107 mean?
Load index 107 means one tire can carry up to 2,149 lb when properly inflated and correctly fitted. The rating applies per tire. You still need to stay within your vehicle’s payload, axle, and gross weight limits.
Which is better, 95H or 95V?
95V has a higher speed rating than 95H, but both have the same load index. A 95 load index supports about 1,521 lb per tire. Choose 95V if your vehicle requires that rating or you want the higher speed category. Choose 95H only if it matches your vehicle’s required rating.
Can I replace 107H tires with 107V tires?
Usually yes, if the tire size, load index, load type, and vehicle requirements match. A 107V tire keeps the same load index but raises the speed rating from H to V. Ride feel, cost, and treadwear may change depending on the tire model.
Can I use a lower load index than 107?
Do not use a lower load index if your vehicle requires 107. A lower load index reduces the amount of weight each tire can safely carry and can increase heat, wear, and failure risk. Use the placard or owner’s manual as the minimum requirement.
Conclusion
When you see 107H on a tire, the 107 means the tire can carry up to 2,149 lb per tire, and the H means it is rated up to 130 mph. That makes 107H a strong daily-driving rating for many vehicles, but only when the tire’s full size, load index, speed rating, load type, and pressure match the vehicle manufacturer’s requirements. Before you buy, check the owner’s manual or Tire and Loading Information Label, and avoid downgrading below the required rating.
Sources
- NHTSA TireWise — tire size, placard, inflation pressure, tread depth, rotation, and tire safety guidance.
- Tire Code Reference — load index and speed rating tables, including 107, 103, H, T, and V ratings.
- 49 CFR § 571.110 — federal tire selection, rim, and vehicle label requirements.
- 49 CFR § 575.104 — Uniform Tire Quality Grading standards for treadwear, traction, and temperature information.








